[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zemzah.cz\/jak-si-zajistit-vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/www.zemzah.cz\/jak-si-zajistit-vlastni-bydleni\/","headline":"Jak si zajistit vlastn\u00ed bydlen\u00ed?","name":"Jak si zajistit vlastn\u00ed bydlen\u00ed?","description":"Nem\u00e1te u\u017e nervy na to ob\u00edhat banky, kdy poka\u017ed\u00e9 maj\u00ed jin\u00e9 a jin\u00e9 n\u00e1roky a podm\u00ednky? Jedna chce potvrzen\u00fd p\u0159\u00edjem od va\u0161eho zam\u011bstnavatele za posledn\u00ed…","datePublished":"2019-10-08","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.zemzah.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.zemzah.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e0a4ee3123bc6cda06472cb29cefd2abfa18c894e6c63b3d8bc84df8da10f637?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zemzah.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zemzah.cz\/wp-content\/uploads\/img_a367839_w2590_t1580300157.jpg","url":"https:\/\/www.zemzah.cz\/wp-content\/uploads\/img_a367839_w2590_t1580300157.jpg","height":0,"width":0},"url":"https:\/\/www.zemzah.cz\/jak-si-zajistit-vlastni-bydleni\/","about":["Internet"],"wordCount":379,"articleBody":"      Nem\u00e1te u\u017e nervy na to ob\u00edhat banky, kdy poka\u017ed\u00e9 maj\u00ed jin\u00e9 a jin\u00e9 n\u00e1roky a podm\u00ednky? Jedna chce potvrzen\u00fd p\u0159\u00edjem od va\u0161eho zam\u011bstnavatele za posledn\u00ed zda\u0148ovac\u00ed obdob\u00ed, ale vy jste rok zp\u011btn\u011b v t\u00e9to firm\u011b nepracovali. Tak mus\u00edte obch\u00e1zet i va\u0161eho b\u00fdval\u00e9ho zam\u011bstnavatele, ale ten mezit\u00edm zbankrotoval. M\u00e1te sm\u016flu. Jin\u00e1 banka po\u017eaduje dokonce i p\u0159edposledn\u00ed zda\u0148ovac\u00ed obdob\u00ed, tj. prok\u00e1zat va\u0161e p\u0159\u00edjmy dva roky p\u0159ed \u017e\u00e1dost\u00ed o \u00fav\u011br. K tomu dal\u0161\u00ed posledn\u00ed \u010dtvrtlet\u00ed, posledn\u00ed m\u011bs\u00edc, v\u00fd\u0161i va\u0161\u00ed aktu\u00e1ln\u00ed mzdy, zda jsou v\u00e1m prov\u00e1d\u011bny sr\u00e1\u017eky ze mzdy, \u010di snad \u2013 nedej bo\u017ee \u2013 nem\u00e1te exekuci na mzdu. Pokud ano, rozlu\u010dte se s vidinou p\u0159iznan\u00e9 hypot\u00e9ky. Rozlu\u010dte se s n\u00ed, i kdy\u017e nem\u00e1te \u017e\u00e1dn\u00e9 nep\u0159\u00edpustn\u00e9 sr\u00e1\u017eky ze mzdy, ale bohu\u017eel pro v\u00e1s \u2013 m\u00e1te uzav\u0159en\u00fd pracovn\u00ed pom\u011br na dobu ur\u010ditou. Zam\u011bstnavatel\u00e9 toti\u017e v dne\u0161n\u00edch dob\u011b p\u0159ij\u00edmaj\u00ed do pracovn\u00edho pom\u011bru zam\u011bstnance na dobu ur\u010ditou hlavn\u011b z toho d\u016fvodu, \u017ee nev\u011bd\u00ed, jak se pracovn\u00edk zau\u010d\u00ed a zapracuje. K tomu leckdy nesta\u010d\u00ed ani dvoum\u011bs\u00ed\u010dn\u00ed zku\u0161ebn\u00ed doba, proto zam\u011bstnavatel\u00e9 uzav\u00edraj\u00ed pracovn\u00ed pom\u011bry na dobu ur\u010ditou podle jejich uv\u00e1\u017een\u00ed. Sice mohou uzav\u0159\u00edt pracovn\u00ed pom\u011br i na dobu nejv\u00fd\u0161e t\u0159\u00ed let, ale to v\u011bt\u0161inou nevyu\u017e\u00edvaj\u00ed. Pravidlem je, \u017ee sjednaj\u00ed se zam\u011bstnancem dobu ur\u010ditou na p\u016fl roku \u010di na dobu jednoho roku a tyto pracovn\u00ed pom\u011bry n\u00e1sledn\u011b prodlu\u017euj\u00ed. Mohou prodlu\u017eovat zpravidla maxim\u00e1ln\u011b po dobu t\u0159\u00ed let. A toto se bank\u00e1m nel\u00edb\u00ed. Nemaj\u00ed jistotu pevn\u00e9ho zam\u011bstn\u00e1n\u00ed klienta a t\u00edm p\u00e1dem nemaj\u00ed z\u00e1ruku, \u017ee bude klient solventn\u00ed a bude spl\u00e1cet tak jak bylo sjedn\u00e1no. Zde nemus\u00edte p\u0159edkl\u00e1dat \u017e\u00e1dn\u00e1 potvrzen\u00ed vystaven\u00e1 va\u0161\u00edm zam\u011bstnavatelem, ani ob\u00edhat p\u0159edchoz\u00ed zam\u011bstnavatele a banka v\u00e1m poskytne Hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f F\u00e9rov\u00e1 hypot\u00e9ka  a dokonce i bez n\u00e1hledu do registru.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si zajistit vlastn\u00ed bydlen\u00ed?","item":"https:\/\/www.zemzah.cz\/jak-si-zajistit-vlastni-bydleni\/#breadcrumbitem"}]}]